This jacket kept me so warm! I was skiing and taking long wintery walks in December in Colorado, and it was very cold. My torso was the absolute least of my worries - I even had to unzip it a little because I was so toasty warm. Also, the many pockets, zippers and built-in features are great. This is the best ski jacket I've ever owned. And what a GREAT price compared to sporting goods stores! Not to mention it was a great looking jacket.